/* ============================================================
   My Trusted CFO — Shared Stylesheet v3
   American navy + dusty rose. Instrument Serif + Plus Jakarta Sans.
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Instrument+Serif:ital@0;1&family=Plus+Jakarta+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;1,400&display=swap');

/* ── TOKENS ── */
:root {
  /* Backgrounds */
  --bg:        #F4F7FB;
  --bg-soft:   #EAF0F8;
  --bg-mid:    #D8E5F2;

  /* Borders */
  --border:    #C8D8EC;
  --border-lt: #D8E5F2;

  /* Text */
  --text:      #0C1F4A;
  --text-soft: #476090;
  --text-xsft: #8AA3C0;

  /* Primary navy */
  --gold:      #1B3A8A;
  --gold-lt:   #7AAACF;
  --gold-xlt:  #EAF0F8;

  /* Dusty rose accent — warm, calm, not alarming */
  --teal:      #C9758A;

  /* Typography */
  --serif: 'Instrument Serif', Georgia, serif;
  --sans:  'Plus Jakarta Sans', system-ui, sans-serif;

  /* Geometry */
  --r:     10px;
  --r-sm:  6px;
  --r-lg:  16px;
  --r-xl:  24px;

  /* Shadows */
  --shadow-sm: 0 1px 3px rgba(12,31,74,0.07), 0 1px 2px rgba(12,31,74,0.04);
  --shadow-md: 0 4px 16px rgba(27,58,138,0.10), 0 1px 4px rgba(12,31,74,0.05);
  --shadow-lg: 0 12px 40px rgba(27,58,138,0.14), 0 2px 8px rgba(12,31,74,0.05);
  --shadow-navy: 0 4px 18px rgba(27,58,138,0.35);
}

/* ── RESET ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
h1, h2, h3, h4 { font-family: var(--serif); font-weight: 400; line-height: 1.15; }

/* ── LAYOUT ── */
.container { max-width: 1120px; margin: 0 auto; padding: 0 40px; }
section { padding: 96px 0; }
.section-sm { padding: 64px 0; }

/* ── NAV ── */
.site-nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 200;
  background: rgba(255,255,255,0.94);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--border-lt);
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  max-width: 1120px; margin: 0 auto; padding: 0 40px; height: 68px;
}
.nav-logo {
  font-family: var(--serif); font-size: 1.15rem; color: var(--text);
  letter-spacing: -0.01em; flex-shrink: 0;
  display: inline-flex; align-items: center; gap: 7px;
}
.nav-logo span {
  font-family: var(--sans); font-size: 0.72rem; font-weight: 700;
  letter-spacing: 0.06em; text-transform: uppercase;
  background: var(--gold); color: #fff;
  padding: 3px 9px; border-radius: 100px;
  vertical-align: middle;
}
.nav-links {
  display: flex; gap: 28px; list-style: none; align-items: center;
}
.nav-links a {
  font-size: 0.875rem; font-weight: 500; color: var(--text-soft);
  transition: color .18s; position: relative; padding-bottom: 2px;
}
.nav-links a::after {
  content: ''; position: absolute; left: 0; bottom: -2px;
  width: 0; height: 1.5px; background: var(--gold);
  transition: width .22s ease;
}
.nav-links a:hover { color: var(--text); }
.nav-links a:hover::after { width: 100%; }
.nav-links a.active { color: var(--gold); }
.nav-links a.active::after { width: 100%; }

/* Nav CTA pill */
.nav-cta {
  background: var(--gold) !important;
  color: #fff !important;
  padding: 9px 22px !important;
  border-radius: 100px !important;
  font-weight: 600 !important;
  font-size: 0.82rem !important;
  letter-spacing: 0.01em !important;
  transition: background .18s, transform .15s, box-shadow .15s !important;
  box-shadow: 0 2px 10px rgba(27,58,138,0.30) !important;
}
.nav-cta::after { display: none !important; }
.nav-cta:hover {
  background: #142E72 !important;
  transform: translateY(-1px) !important;
  box-shadow: 0 5px 18px rgba(27,58,138,0.40) !important;
}

/* Burger */
.nav-burger {
  display: none; background: none; border: none; cursor: pointer;
  padding: 8px 4px; flex-direction: column; gap: 5px;
}
.nav-burger span {
  display: block; width: 22px; height: 2px;
  background: var(--text); border-radius: 2px; transition: .25s;
}

/* ── TYPOGRAPHY ── */
.eyebrow {
  display: inline-block; font-family: var(--sans); font-size: 0.72rem;
  font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 16px;
}
.rule {
  width: 36px; height: 2px; background: var(--gold);
  border-radius: 2px; margin-bottom: 28px;
}
.h-xl  { font-size: clamp(2.4rem, 5vw, 4rem);   letter-spacing: -0.025em; line-height: 1.08; }
.h-lg  { font-size: clamp(1.9rem, 3.5vw, 3rem);  letter-spacing: -0.02em;  line-height: 1.12; }
.h-md  { font-size: clamp(1.4rem, 2.4vw, 2rem);  letter-spacing: -0.01em; }
.h-sm  { font-size: 1.2rem; }
.lead  { font-size: 1.1rem;  color: var(--text-soft); line-height: 1.85; }
.body-sm { font-size: 0.95rem; color: var(--text-soft); line-height: 1.85; }
.caption { font-size: 0.76rem; color: var(--text-xsft); letter-spacing: 0.04em; }

/* ── BUTTONS ── */
.btn {
  display: inline-block; font-family: var(--sans); font-size: 0.9rem;
  font-weight: 600; letter-spacing: 0.01em;
  padding: 13px 28px; border-radius: var(--r-sm);
  cursor: pointer; border: none; text-decoration: none;
  transition: background .18s, color .18s, transform .15s, box-shadow .15s;
}
.btn-primary {
  background: var(--gold); color: #fff;
  box-shadow: 0 2px 10px rgba(27,58,138,0.30);
}
.btn-primary:hover {
  background: #142E72;
  transform: translateY(-2px);
  box-shadow: 0 6px 22px rgba(27,58,138,0.42);
}
.btn-primary:active { transform: translateY(0); box-shadow: none; }

.btn-outline {
  background: transparent;
  border: 1.5px solid var(--text);
  color: var(--text);
}
.btn-outline:hover {
  background: var(--text); color: #fff;
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

.btn-outline-gold {
  background: transparent;
  border: 1.5px solid var(--gold);
  color: var(--gold);
}
.btn-outline-gold:hover {
  background: var(--gold); color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 4px 14px rgba(27,58,138,0.30);
}

.btn-sm  { padding: 9px 18px;  font-size: 0.82rem; }
.btn-lg  { padding: 16px 36px; font-size: 0.95rem; }
.btn-text {
  background: none; border: none; color: var(--gold);
  font-size: 0.875rem; font-weight: 600;
  cursor: pointer; padding: 0;
  display: inline-flex; align-items: center; gap: 6px;
  transition: gap .18s, color .18s;
}
.btn-text:hover { color: #142E72; gap: 10px; }

/* Terms gate */
.tg-off {
  opacity: .35 !important;
  pointer-events: none !important;
  cursor: not-allowed !important;
}

/* ── DIVIDERS ── */
.hairline { width: 100%; height: 1px; background: var(--border); }
.section-divider { border: none; border-top: 1px solid var(--border); margin: 0; }

/* ── CARDS ── */
.card {
  background: var(--bg-soft); border: 1px solid var(--border);
  border-radius: var(--r-lg); padding: 36px 32px;
  transition: box-shadow .22s, transform .22s;
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.card-white {
  background: var(--bg); border: 1px solid var(--border);
  border-radius: var(--r-lg);
}

/* ── PRICE ── */
.price { font-family: var(--sans); font-size: 2.2rem; font-weight: 700; color: var(--text); letter-spacing: -0.03em; }
.price sub { font-size: 0.85rem; color: var(--text-soft); font-weight: 400; vertical-align: middle; letter-spacing: 0; }
.price-sm { font-family: var(--sans); font-size: 1.5rem; font-weight: 700; color: var(--text); letter-spacing: -0.02em; }

/* ── BADGE ── */
.badge {
  display: inline-block; background: var(--teal);
  color: #fff; font-family: var(--sans);
  font-size: 0.68rem; font-weight: 700;
  letter-spacing: 0.1em; text-transform: uppercase;
  padding: 4px 12px; border-radius: 100px;
}

/* ── GRID HELPERS ── */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

/* ── FOOTER ── */
.site-footer {
  background: var(--text);
  padding: 64px 0 36px;
}
.footer-grid {
  display: grid; grid-template-columns: 1.8fr 1fr 1fr 1fr; gap: 40px;
  margin-bottom: 48px;
}
.footer-logo {
  font-family: var(--serif); font-size: 1.1rem;
  color: #fff; margin-bottom: 12px;
}
.footer-logo span { color: var(--gold-lt); }
.footer-tagline {
  font-size: 0.85rem; color: rgba(255,255,255,0.5);
  max-width: 28ch; line-height: 1.65;
}
.footer-col h5 {
  font-size: 0.68rem; letter-spacing: 0.14em; text-transform: uppercase;
  color: rgba(255,255,255,0.38); margin-bottom: 16px;
  font-weight: 700; font-family: var(--sans);
}
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a {
  font-size: 0.875rem; color: rgba(255,255,255,0.60);
  transition: color .16s;
}
.footer-col ul li a:hover { color: #fff; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.10);
  padding-top: 28px;
  display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap;
}
.footer-copy { font-size: 0.8rem; color: rgba(255,255,255,0.30); }
.footer-disclaimer {
  font-size: 0.75rem; color: rgba(255,255,255,0.28);
  max-width: 56ch; line-height: 1.65;
}
.footer-disclaimer a { color: rgba(255,255,255,0.45); text-decoration: underline; }
.footer-disclaimer a:hover { color: rgba(255,255,255,0.7); }

/* ── BREADCRUMB ── */
.breadcrumb { font-size: 0.82rem; color: var(--text-soft); margin-bottom: 28px; }
.breadcrumb a { color: var(--gold); }
.breadcrumb span { margin: 0 8px; color: var(--border); }

/* ── BLOG CARDS ── */
.blog-card {
  border-top: 2px solid var(--border); padding: 28px 0;
  transition: border-color .2s;
}
.blog-card:hover { border-color: var(--gold); }
.blog-card h3 { font-size: 1.2rem; margin: 8px 0 10px; transition: color .18s; }
.blog-card:hover h3 { color: var(--gold); }
.blog-card a { display: block; }
.blog-card .cat {
  font-size: 0.7rem; letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--gold); font-weight: 700;
}
.blog-card .excerpt { font-size: 0.9rem; color: var(--text-soft); line-height: 1.75; }
.blog-card .read-more {
  display: inline-flex; align-items: center; gap: 6px;
  margin-top: 14px; font-size: 0.82rem; color: var(--gold);
  font-weight: 600; transition: gap .18s;
}
.blog-card:hover .read-more { gap: 10px; }

/* ── ARTICLE ── */
.article-body { max-width: 700px; }
.article-body h2 { font-size: 1.55rem; margin: 44px 0 14px; }
.article-body h3 { font-size: 1.18rem; margin: 30px 0 10px; }
.article-body p  { margin-bottom: 20px; font-size: 1rem; line-height: 1.85; color: var(--text); }
.article-body ul, .article-body ol { margin: 0 0 20px 24px; }
.article-body li { margin-bottom: 8px; font-size: 0.975rem; line-height: 1.8; color: var(--text); }
.article-tip {
  background: var(--gold-xlt); border-left: 3px solid var(--gold);
  border-radius: 0 var(--r-sm) var(--r-sm) 0;
  padding: 18px 22px; margin: 28px 0;
  font-size: 0.9rem; line-height: 1.75; color: var(--text-soft);
}
.article-cta {
  background: var(--bg-soft); border: 1px solid var(--border);
  border-radius: var(--r-lg); padding: 36px 40px; margin: 52px 0;
}
.article-cta h3 { font-size: 1.25rem; margin-bottom: 10px; }
.article-cta p  { font-size: 0.92rem; color: var(--text-soft); margin-bottom: 22px; }

/* ── SCROLL ANIMATION ── */
.fade { opacity: 0; transform: translateY(22px); transition: opacity .65s ease, transform .65s ease; }
.fade.in { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) { .fade { opacity: 1; transform: none; transition: none; } }

/* ── RESPONSIVE — Desktop (>1024px): default above ── */

/* ── Tablet / iPad landscape (769–1024px) ── */
@media (max-width: 1024px) {
  .container { padding: 0 32px; }
  .nav-inner  { padding: 0 32px; }
  .nav-links  { gap: 22px; }
  section     { padding: 80px 0; }
  .grid-2     { gap: 36px; }
  .grid-3     { gap: 20px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
}

/* ── iPad portrait / large phones (481–768px) ── */
@media (max-width: 768px) {
  .grid-2 { grid-template-columns: 1fr; gap: 28px; }
  .grid-3 { grid-template-columns: 1fr; gap: 20px; }
  .grid-4 { grid-template-columns: 1fr 1fr; gap: 16px; }
  section { padding: 64px 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
}

/* ── Mobile (<640px) ── */
@media (max-width: 640px) {
  .container { padding: 0 20px; }
  .nav-inner  { padding: 0 20px; }
  /* Mobile nav drawer */
  .nav-links {
    display: none; flex-direction: column;
    position: absolute; top: 68px; left: 0; right: 0;
    background: #fff; border-bottom: 1px solid var(--border);
    padding: 16px 20px 24px; gap: 0;
    box-shadow: 0 8px 32px rgba(15,10,35,0.10);
  }
  .nav-links.open { display: flex; }
  .nav-links li { border-bottom: 1px solid var(--border-lt); }
  .nav-links li:last-child { border-bottom: none; }
  .nav-links a { padding: 12px 0; font-size: 0.95rem; display: block; }
  .nav-links a::after { display: none; }
  .nav-links .nav-cta {
    margin-top: 12px; display: block !important;
    text-align: center; border-radius: 100px !important;
  }
  .nav-burger { display: flex; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .grid-4 { grid-template-columns: 1fr; }
  .h-xl { font-size: 2.2rem; line-height: 1.1; }
  .h-lg { font-size: 1.8rem; }
  section { padding: 52px 0; }
  .btn-lg { padding: 14px 26px; font-size: 0.9rem; }
  .card { padding: 28px 22px; }
}